A bicycle accident can be very scary due to the way bicycles are. Even a little bump could send you flying across the street and, if you’re not careful, then it could lead to some serious injuries.
However, the unfortunate reality is that many cyclists get involved in accidents due to their fault or the fault of the opposing part. In any case, it’s important to know how you can proceed after an accident so that there are no complications later on.
You might not have enough knowledge to know what you need to do immediately after an accident, since people don’t usually prepare for these situations.
Today, we’re going to take a look at some of the most critical steps that one should take immediately after an accident.
If you ever find yourself in a similar situation, then you’ll know exactly what to do and which course of action is best for you. Knowing these steps can save you from unnecessary financial and legal trouble. So, let’s get to it and find out what you need to do so that you don’t get into a pickle after the accident.
1. Call the Police
It’s your legal obligation to call the cops immediately after being involved in an accident.
It doesn’t matter if your injuries are minor or major, you have to follow the rules, and calling the cops will be more beneficial for you than you think.
If you feel like you haven’t sustained any major injuries, you might try to negotiate a gentleman’s agreement with the other party, and that’s not a good idea for a variety of reasons. First of all, you don’t know how major your injuries are because they might escalate after you leave the accident spot.
If that happens, you won’t be able to track the other person to claim damages.
The other reason is that the other party might admit their fault initially, but if you don’t have them on record, then it wouldn’t matter what they said to you in confidence.
Calling the cops will be a wise decision as they’ll help you document everything on the accident scene, and it will later serve as evidence as well.
2. Don’t Negotiate
Never make the mistake of trying to negotiate with the opposition party yourself. It doesn’t matter what they say immediately after the accident, you have no guarantee that they’ll follow through on their promises. Bicycle accident lawyers at ButlerFirm.com have plenty of experience dealing with such cases, and they advise against negotiating yourself as well. You should rather seek the help of the police or your own lawyer so that they can record a statement that would later be admissible in a court of law.
This way, the other person will not be able to avoid liability by making false promises that they won’t follow.
3. Gather Information
You should immediately start gathering information about all the people at the accident scene since it can be very useful later on.
You should collect information about the person you collided with, and you should also ask the witnesses for their contact information.
This way, you’ll have someone to corroborate your account of the accident in case you decide to proceed with a lawsuit.
The information about the opposition party should include their contact number, address, vehicle registration details, license plate numbers, insurance policy numbers, and any other relevant details you could think of. By doing this, you ensure that the other person can’t just run away without compensating you for any damages that you rightfully deserve.
4. See a Doctor
The most important thing to do after an accident is to check if you’re alright. Nothing is as important as your health, and it should be your topmost priority in any case. Go visit a doctor as soon as you get the chance so that they can diagnose any injuries you might’ve sustained.
A doctor will help you to detect any unseen issues that you might have ignored completely. The injuries after an accident sometimes take a little while to fully manifest, and you might think you’re alright even though you’re not. The doctor will also be able to document your injuries so that claiming health insurance is easier for you.
The documentation of your doctor can also be used as evidence to prove your case. So don’t try to skip visiting a doctor as it’s very crucial to your entire case.
5. Contact Insurance Agents
Both you and your bicycle might’ve sustained some serious damage during the accident.
Most of the bicycles these days are quite expensive and any damage to them could cost you a small fortune to repair.
If you want to be compensated for your financial loss and the various other losses you faced after an accident, you should immediately contact insurance agents. This includes both your health insurance agent and the vehicle insurance agent. These agents would like to verify the details of the accident as well, and calling them to examine the situation sooner will help increase your odds of being awarded a proper amount of money.
The documentation done by your agents can be very useful in making your legal claims seem more valid as well.
There are multiple benefits of contacting your insurance agents, which is why you should do it as soon as possible.
These are some of the most critical steps that you should take immediately after an accident.
These steps will ensure that you’re justly awarded any claims or compensations that you deserve. An accident is already traumatic enough, let alone a bicycle accident.
If you act swiftly and remember all these steps right after an accident, you can rest assured that you won’t be walking away without proper compensation for your losses.
Don’t shy away from dragging the matter to court if you feel like the fault wasn’t yours. If your claim is justified and you’ve accumulated enough documentation and evidence, winning a lawsuit shouldn’t be too big of a deal either.